SMS Terms & Conditions

Effective Date: October 9, 2026

These SMS Terms & Conditions govern text-message communications from Galen Chen.

Program Name

Galen Chen SMS Communications

Program Description

Individuals who have provided consent may receive SMS messages from Galen Chen relating to:

Appointment scheduling
Appointment confirmations and reminders
Follow-up communications
Responses to inquiries
Customer-service communications

SMS messages are not intended for executing securities transactions, transmitting sensitive financial account information, or providing time-sensitive trading instructions.

Consent

You will receive SMS messages only after providing consent to receive them.

Consent may be provided verbally during a telephone call, in-person meeting, or other direct conversation with Galen Chen.

Consent to receive SMS messages is voluntary and is not a condition of purchasing any product or service.

Message Frequency

Message frequency may vary depending on your interactions, appointments, and requests.

Message and Data Rates

Message and data rates may apply.

Your mobile carrier's standard messaging and data charges may apply to messages sent to or received from this program.

Opt-Out

To stop receiving SMS messages, reply STOP at any time.

After you send STOP, you may receive a confirmation message indicating that you have been unsubscribed. After that, you will no longer receive SMS messages from this program unless you provide consent again.

Help

For assistance, reply HELP.

You may also contact:

Galen Chen
Email: contact@gchenfinancial.com
Phone: (845) 456-9696

Carrier Disclaimer

Carriers are not liable for any delayed or undelivered messages.

Message delivery is subject to effective transmission by your wireless carrier and is outside our complete control.

Supported Carriers

SMS availability may depend on your wireless carrier, device, location, and service plan.

Privacy

Your privacy is important to us.

Please review our Privacy Policy:

https://gchenfinancial.com/privacy

Your mobile phone number and SMS opt-in consent will not be sold or shared with third parties or affiliates for marketing or promotional purposes.

Changes to These Terms

We may update these SMS Terms & Conditions from time to time. The current version will be posted on this page with the updated effective date.